About Us

Missouri Heritage Mutual Insurance Company was originally formed under the name of Cape Girardeau County Mutual Fire Insurance Association in 1869. The association was formed out of a basic concept of people pitching in to help each other when disaster strikes. People helping people. Neighbor helping neighbor.

Many changes have been made over the past 140 years to provide protection to its policyholders. Our company has been able to progress due to the fact we are able to adapt to change in our industry as well as within our own company.

The advantage of our product includes lower cost, excellent claims service, and personal attention to the needs of our insureds.

Our relationship with our customer is the foundation of our business.

Missouri Heritage Mutual Insurance Company is a Missouri Extended Mutual Insurance Company as defined in Chapter 380 RSMo.

Missouri Heritage Mutual is a proud member of the Missouri Association of Insurance Companies and the National Association of Insurance Companies.

Welcome to Missouri Heritage Mutual Insurance Company. This site has been launced to help provide information to you 24 hours a day, 7 days a week.